You will receive a multi-user licence to access over 100 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business.

Free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

Risk Management is provided at an additional cost. 

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

ARAG Business Legal Service is a free, user-friendly legal document portal with secure access to a repository of 100s of legal documents, simplifying the document management process and legal compliance.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is provided by ARAG and is available Monday to Friday from 9am - 5pm. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

This service is provided by ARAG and is available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Public Liability insurance covers you if someone in your care, or a member of the public, suffers an injury that is considered by law to have been caused by your negligence. Recent claims examples have included a visitor to a hall who slipped on a wet floor, which had not been properly cleaned; and a child who was injured when an incorrectly erected trestle table fell on her foot. Such incidents now frequently lead to claims being made and you need Public Liability insurance to protect your interests against such lawsuits.

If you employ anyone you are required by law to take out Employers' Liability cover. It is like Public Liability insurance but relates specifically to employees. Recent claims examples have included an employee injured when a cupboard fell off the wall; and an employee injured following a fall from a ladder. This section of cover also extends to cover voluntary workers.

Volunteers are automatically covered under the Public and Products Liability section of your policy should they cause third party bodily injury or property damage whilst engaged in your organisation’s activities.

However, it is more beneficial to you to have an Employer’s Liability cover in place to cover you against claims where a volunteer may allege to have suffered injury or harm whilst under your care, owing to the Employer’s Liability being subject to fewer conditions and exclusions. 

Public Liability insurance provides cover for accidental bodily injury or physical damage to property of a third party, in the event of an incident occurring for which you are found to be negligent.

Professional Indemnity insurance is concerned with errors or omissions you or your staff may inadvertently make in the course of your duties. For instance, you may unintentionally release confidential information about someone in your care. The Professional Indemnity cover available does also extend to cover libel and/or slander.

The policy covers all activities and services that are organised and provided by you as part of your business, other than those that are specifically excluded in the policy wording. An example of excluded activities are martial arts, combat or fighting sports, park/street running and winter sports. Some activities have additional conditions for cover to apply. 

Please make sure that you read the policy wording to ensure that you are adequately covered. If you are not registered with a childcare regulator, then you will be asked when you apply for the policy which categories of activities you provide. You can change the cover for your activities at any time by accessing your policy in your online portal. 

The administration of non-prescribed drugs or medicines prescribed oral medication or asthma inhalers, and the administration of other medication is covered in accordance with conditions stated in the policy.

You will be required to confirm the age range of children/participants attending your business when you first take out your policy.

You can amend the age range at any time by accessing your policy from your portal if this changes throughout the year. You must make sure the age range is always correct on your policy.