Tutor Insurance

Support for your business. Protection for your students.

Decorative image showing tutor supporting child as they learn.

Specialist insurance protection for tutors

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that is designed to really work for you and the students you teach.

Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options. 
 

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right policy for me? 

Our Tutor insurance policy is designed for tutors providing tuition to children up to and including 19 years of age, in their own home or the home of their student. The policy includes Public Liability, Professional Indemnity and Legal Expenses with other optional sections of cover available.

If you provide supporting education and accredited training for children and adults outside of your own home, or the student's home i.e. you run an education centre, you will need to consider applying for the Education and Training insurance.

If you need assistance in selecting the right policy for you, contact us on 0330 058 9861 and one of our insurance experts will be happy to help.

 
Decorative image showing tutor supporting child as they learn.

What makes us different?

Our knowledge, expertise and longevity within the childcare and education sector enables us to provide you with the flexible insurance solutions and services to meet your needs including:

  • a dedicated, expert team trained to understand the challenges you face every day.
  • access to over 60 RoSPA-accredited or CPD-certified online training courses from award-winning flick Learning.
  • additional benefits and discounts through our exclusive ChildCare Club.
  • access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores for you and your family.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Decorative image showing tutor supporting child as they learn.

What's covered?

Our flexible policy means you can choose what goes into your policy, so you only pay for the cover you need including:

  • Public liability
  • Professional indemnity
  • Legal expenses

You can view the policy summary guide here for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording .

How much does it cost?

Annual Tutor insurance premiums start at £95.71 per year (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

Tutor premiums can now be paid by monthly instalments!

£10.53 per month (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £105.30 and cost of credit is £9.59.

A Facility Fee of £5 is charged by Premium Credit Limited for premiums over £100.

We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.

The above premiums are based on a standard Tutor policy. Extra covers are available at an additional cost.

Optional sections of cover

Want to extend your cover?

Optional sections you can choose, at an additional cost, when purchasing your Tutor insurance include:

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

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  • Business equipment
  • Personal accident
  • Employers’ liability

Morton Michel added benefits for tutors

In addition to the standard cover you would expect with your Tutor insurance, we offer a range of value-added benefits including:

Access to over 60 RoSPA accredited or CPD-certified online training courses from award-winning flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts for you and your family.

Providing access to 100's of legal documents (with smart document building feature) to assist with running your private tutor business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits.

Expert advice on business-related legal matters including employment law and disputes, provided through ARAG, 24 hours a day, 7 days a week. Agreement to be confirmed prior to taking action.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week.


Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

More insurance for your childcare business

Additional insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

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  • Motor
  • Minibus
  • Household
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Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance: