Specialist car insurance for childcare professionals
As the longest serving insurance broker in the childcare sector, you can trust us to deliver insurance protection that is designed to really work for you.
Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options.
Is this the right policy for me?
We approach a panel of specialist motor insurers who can provide the appropriate business use for your childcare business including the transportation of children in your care.
We offer cover for cars, vans, and vehicles with up to 17 seats. We can also provide cover for minibuses. Please click here for more information on our Minibus policies.
Your cover is flexible. Choose between Comprehensive and Third Party, Fire and Theft cover.
What makes us different?
In addition to the standard cover you would expect with your motor insurance policy, we offer a range of value-added benefits including:
- a dedicated, specialist team trained to understand the challenges you face every day.
- additional discounts and benefits through our exclusive Childcare Club.
- access to our exclusive Employee Discount Portal offering a wide range of retail discounts from well-known high street stores which can be passed on to your family.
Morton Michel ChildCare Club and the Employee Benefits Portal are provided as extra benefits and do not form part of our FCA regulated products and may be changed or withdrawn at any time.
What's covered?
Comprehensive
Third party, fire and theft
Cover in case you injure someone or damage their property in an accident.
Damage to your vehicle by a third party
Cover for accidental fire, theft or attempted theft
'Any Driver' policies for drivers over 25 years of age.
Unlimited liability in the event of an injury to any passenger, including children in your care
Accidental damage to your vehicle
Children’s car seats in the event of an accident, as long as the accident is covered by your policy
Fare-paying passengers
Depreciation of your vehicle over time, or as the result of repairs.
Please visit our terms and conditions page where you will find our Terms of Business.
Want to extend your cover?
Optional sections of cover you can choose, at an additional cost, when purchasing your insurance include:
contact us- Breakdown cover, to get your vehicle to a garage in the event of a breakdown excluding cost of parts or the cost of work undertaken at a garage.
- Legal cover, in case a claim is brought against your business by staff or customers, providing the claim has a reasonable chance of success.
- Protect your no claims discount in the event of a claim, subject to already having 3 or more years no claims discount.
- Add multiple vehicles to your policy
More insurance for your childcare business
Additional Insurances
Morton Michel can arrange the following insurance policies for you, at an additional cost:
contact us- Home contents and buildings insurance
- Minibus
- Babysitting
Insurance for the family
Morton Michel policyholders can benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance Services Limited. The discount code is available to Morton Michel policyholders in the Morton Michel ChildCare Club.
Please see the websites below for details of the products offered by Thistle Insurance Services Limited.