Sports Coaching Insurance

Support for your business. Protection for the children you coach.

A photograph of children with their coach in a sports setting.

Specialist insurance & risk management solutions for Children's Sports Coaches

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that really works for your business, your staff and the children you coach.

Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options. 

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right child's sports coaching policy for me?

Our Children's Sports Coaching insurance policy is specifically designed for those who provide guidance, coaching, training and development in single or multiple sports, exclusively for children aged three and over, but under 19, whether you are the sole coach, a group of coaches or an employer.

If you provide sporting activities for children under the age of three, or simply organise play and physical activity games for children (such as bat and ball or fun football games), you will need to consider applying for our Children's Activity Providers insurance.

If you are an out of school or holiday club providing wraparound care and supervised play-led learning, you will need to consider applying for the Out of School Insurance.

A photograph of children with their coach in a sports setting.

What makes us different?

Our knowledge, expertise and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business including:

  • a dedicated, expert team trained to understand the challenges you face every day.
  • access to over 60 RoSPA-accredited or CPD-certified online training courses from award-winning flick learning.
  • training and discounts for you and your staff through our exclusive ChildCare Club.
  • access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores, which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Children's Activities Association

Children's Activities Association logo.

Morton Michel is proud to be a founding member of the Children's Activities Association. We welcome the CAA’s focus on improving professional standards in the unregulated childcare industry and look forward to working with them in this area.

Our Children’s Sports Coaching insurance policy comes with the choice of three easy- to-arrange packages; Essential, Extra or Executive cover, which means you only pay for the cover you need. Cover can be quickly and easily purchased online and, depending on your individual requirements, there is a range of additional options and limits available.

What's covered?

Essential Cover

Extra Cover

Executive Cover

Employers' Liability

Public and Products Liability

Treatment Liability

Professional Indemnity

Legal Expenses

Portable Equipment



Equipment Breakdown

Business Interruption

Personal Accident for officials and children

Employee Dishonesty

Policy conditions and limitations can be found in the summary document and the full terms and conditions within the policy wording.

Optional sections of cover you can choose, at an additional cost when purchasing your insurance include:

Want to extend your cover?




Directors' Trustees' and Officers'

Personal Accident for Officials and Children

Automatically included


Trustees' and Officers' Financial Liability

Loss of Registration including Temporary Suspension of Registration



Tenants Improvements

Policy conditions and limitations can be found in the summary document and the full terms and conditions within the policy wording.

not just insurance

In addition to the standard cover you would expect, we offer a range of value-added benefits to support your business, staff and the children you coach including:

You will receive a licence to access over 60 RoSPA accredited and CPD-certified online training courses from award-winning flick Learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

Expert advice on business-related legal matters including employment law and disputes, provided through ARAG, 24 hours a day, 7 days a week. Agreement to be confirmed prior to taking action.

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week..

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

Some of your most frequently asked questions

All sports coaches face risks at work. Everything from children being hurt in accidents to equipment damage or theft, to legal disputes and difficulties. Morton Michel's Sports Coach policy is designed to protect children's sports coaches while they run their businesses. Click here to obtain a quote.

Many local authorities, schools and venues will expect external coaches to carry appropriate insurance for their work, and will set varying requirements. Morton Michel's Sports Coach policy is designed to protect children's sports coaches while they run their businesses, including public liability, professional indemnity and legal expenses insurance, as well as equipment and loss of revenue cover. Click here to obtain a quote.

More insurance for your business

Additional Insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

contact us
  • Minibus
  • Home
  • Motor
  • Stakeholder Protections (EB)
  • Unoccupied Property
  • Babysitters
Family sitting in a meadow looking out at the view

Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.

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Additional information about insurances for your childcare business.

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Business Interruption

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Directors' and Officers' Insurance

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