Preschool insurance for EYS members

Public Liability insurance can help your business cover the costs of claims from third parties for injuries or loss.

There is no cover for fines, penalties and putative awards, and sports involving weapons. You must follow all relevant statutory requirements and take all reasonable precautions to prevent a loss.

Employers' Liability covers the cost of compensating employees who are injured at or become ill through work due to employers’ negligence.

You must take all reasonable precautions and comply with all relevant statutory requirements and you are not covered for fines penalties and punitive awards. 

Legal Expenses is a way to help your business get access to legal support when you need it. It covers the costs of a legal dispute either made by or against you. It also provides a range of helplines for expert advice on business related legal and tax matters including employment law disputes.

You will not be covered for any claim with a less than 50% prospect of success, legal costs and expenses incurred without the insurers consent and claims not notified in a reasonable time. Helplines are subject to fair and reasonable use.

Business Interruption covers you for loss of income during periods when you cannot carry out business as usual due to an unexpected event. 

You will not be covered for loss caused by damage excluded by the Property Damage section and if your interest in the business ceases other than by death or the business is wound up, insolvent or permanently discontinued.

Professional Indemnity insurance is designed to protect you if a client or customer of yours loses money because of advice or services you've offered in connection with your business.

You will not be covered for claims or circumstances that you are aware of or that have been or should have been reported to a previous policy, bodily injury or property damage other than as provided for under Loss of or Damage to Documents.

Product liability insurance protects you if your business’s products cause injury or damage to people or property. 

You will not be covered for damage to products or the cost of making good or recalling such products or the cost of rectifying defective work whether incurred by you or others.

You will receive a multi-user licence to access over 85 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

Free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

Risk Management is provided at an additional cost. 

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Providing access to 100s of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).