Motor insurance
Car insurance for PACEY members
Car Insurance for PACEY members
As the longest serving insurance broker in the childcare sector, you can trust us to deliver insurance protection that is designed to really work for you.
Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting PACEY members and provide key information to help you make informed decisions regarding your insurance options.
Is this the right policy for me?
We approach a panel of motor insurers who can provide the appropriate business use for your childcare business including the transportation of children in your care.
We offer cover for cars, vans, and vehicles with up to 17 seats. We can also provide cover for minibuses.
Your cover is flexible and PACEY members can choose between Comprehensive and Third Party, Fire and Theft cover.
Want to extend your cover?
Optional sections of cover you can choose, at an additional cost, when purchasing your insurance include:
Contact Us- Breakdown cover, to get your vehicle to a garage in the event of a breakdown excluding cost of parts or the cost of work undertaken at a garage.
- Legal cover, in case a claim is brought against your business by staff or customers, providing the claim has a reasonable chance of success.
- Add multiple vehicles to your policy.
- Protect your no claims discount in the event of a claim, subject to already having 3 or more years no claims discount.
Frequently Asked Questions
Are car seats automatically replaced after an accident?
Car seats may be covered under in the event of an accident depending on the Insurer selected.
Would my childminded children’s possessions be covered by these motor policies too?
No. Childminded children’s possessions are not covered.
Will I get a courtesy car in the case of an accident?
Courtesy vehicles are subject to availability and only available after a valid claim under your insurance policy. Please note that the replacement vehicle is not likely to be an equivalent size / specification. Should you determine that an equivalent size / specification vehicle is essential, you would be responsible for sourcing the vehicle and the hire costs involved. In some instances, it may be possible for you to recover these costs from a negligent Third Party but you should speak with your claims handler to determine your options.
I’ll be transporting children as part of my job as a childminder. To what extent are they covered if there’s an accident?
Your legal liability for the passengers, i.e. the children, in the event of an accident, will be covered.
Can my childminding assistant drive the car on the same insurance?
Childminding assistants would need to be named drivers on the policy for cover to be valid.
Please note: In relation to all questions and answers contained within this FAQ, please refer to your specific policy documents to confirm levels of cover provided.
Professional Association For Childcare And Early Years (PACEY), is authorised and regulated by the Financial Conduct Authority, Firm reference No. 310339. Registered in England and Wales under No. 02060964. Registered Office: Northside House (Third Floor), 69 Tweedy Road, Bromley, Kent, BR1 3WA.
PACEY acts as an Introducer to Morton Michel Ltd who is authorised and regulated by the Financial Conduct Authority, Firm reference No. 527300. Registered in England and Wales under No. 5120835. Registered Office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Morton Michel Ltd is part of the PIB Group. PACEY and Morton Michel Ltd are not part of the same corporate group.